Inspect ACH payment files locally.

ACH File Viewer

Open a bounded ACH file locally to inspect batches, entries, addenda and structural control totals.

This checks record structure and control consistency; it does not certify bank acceptance or NACHA compliance.

ACH File ViewerYOUR WORKSPACE
Your task

View ACH file

Choose a file to inspect it here.

Also with this file: Download CSV · Download Excel · Download JSON

Processed privately in your browserNo uploadNo signup

Three steps. One less thing to do.

Choose an ACH file

Open a local .ach or .nacha file up to 2 MB.

Review structure

Inspect 94-character records, batches, entries, addenda and exact control totals.

Export for review

Download entry CSV, four-sheet Excel or a hierarchical JSON file.

A useful part of your workflow.

File triage

See whether a saved ACH file has consistent structural and control records.

Entry review

Read exact routing, account, trace and cent values without spreadsheet rounding.

Addenda inspection

Review payment-related information alongside its parent entry.

A few useful answers.

The details that matter before you use ACH File Viewer.

Does this certify an ACH file?

No. The viewer checks supported record structure and control consistency. It cannot determine bank acceptance or NACHA compliance.

Which records work?

Ordinary File Header, Batch Header, Entry Detail, Addenda, Batch Control and File Control records are supported. IAT and bank-specific extensions are withheld.

How are amounts handled?

Amounts remain exact integer cents. Routing, account and trace identifiers remain strings in the viewer and exports.

What do downloads contain?

CSV has one row per entry, Excel adds File, Batches and Addenda sheets, and JSON retains the parsed hierarchy.

Does my file leave this browser?

No. Parsing and exports run locally. Account numbers, names, amounts, traces and filenames are excluded from analytics.

What are the limits?

Printable ASCII ACH/NACHA files up to 2 MB and 20,000 records, 100 batches and 10,000 addenda are supported. Unsupported structures fail before export.